About The Bank

Turkish Ziraat Bank Bosnia d.d. was issued the license to carry out the banking business in Bosnia and Herzegovina in October 1996, and started its operations in Sarajevo in March 1997 as the first bank founded with foreign capital in Bosnia and Herzegovina. Turkish Ziraat Bank Bosnia d.d. is the subsidiary of T.C.Ziraat Bankası and giving all contemporary banking services in Bosnia and Herzegovina since 1997.

About the Turkish Ziraat Bank Group

The foundation stone of Ziraat Bank was laid in 1863 as the first agricultural financial institution in the Ottoman Empire. After the establishment of Turkish Republic, it was restructured and transformed into a autonomous state economic enterprise supporting the agricultural sector and operating with state guarantee. In 1937 as a result of the law amendments it was given the authority to perform all types of banking activities and reached a commercial bank constitution.

Today, with the structure and status of a joint-stock company, T.C. Ziraat Bankası A.Ş. is the most experienced and widely organized bank in Turkey. Its capital completely belongs to the Turkish State. As the biggest public bank of Turkey, having 8 foreign subsidiary banks, 5 foreign,  24 regional centers, 3 corporate branches, 1 representative office abroad, 1.136 domestic branches and over 22 thousand  employees, it is operating in many countries and engaging in different business areas such as banking, insurance, leasing, investment&securities... etc. It has many subsidiaries and partnerships taking place in global finance sector. Having a successful history of 140 years has made the T.C. Ziraat Bankası A.Ş. a stable member of the first league of finance world. According to a research made by the Bankers magazine, T.C.Ziraat Bankası became 141. among the top 1000 Banks in the world in 2002. Also according to a research on “Top 300 European Banks” published in the September 2003 issue of the same magazine, T.C.Ziraat Bankası became 68. with its capital structure and 110. with its assets.

You can find more information about:
T.C.Ziraat Bankası A.Ş. on the web site www.ziraatbank.com.tr
Ziraat Bank International A.G. on the web site:www.ziraatbank.de


Our Services

All transactions regarding demand and time accounts for the citizens;

Exchange services;

Domestic and International payments via SWIFT;

Issuing and collection of all kinds of cheques;

Issuing and acquiring VISA and MASTERCARD international credit cards;

Issuing and acquiring MAESTRO debit cards;

Consumer loans;

Housing loans;

Car buying loans;

Various corporate loans;

Documentary credits;

Western Union;

Internet banking.

Milestones of Turkish Ziraat Bank Bosnia dd

[1996][1997][1998][1999][2000][2001][2002][2003][2004]
[2005] [2006]

1996 - October
Turkish Ziraat Bank Bosnia dd was issued the license to carry out the banking business in Bosnia and Herzegovina by the Banking Agency.

1997 - March
Turkish Ziraat Bankb Bosnia dd started its operations in Sarajevo as the 1st bank founded with foreign capital in Bosnia&Herzegovina. Its initial capital was 10.000.000 DEM.

1997 - August
The Bank became the principal member of BAMCARD Sarajevo which is founded for providing infrastructure for card business.

1998 - August
The Bank became the member of SWIFT community and in a very short time the payment systems started to be supported by SWIFT.

1999 - January
As a result of the increasing business volume, the Bank opened its second office in Sarajevo.

1999 - February
The Bank obtained the VISA license for both issuing and acquiring VISA international cards.

1999 - April
The Bank obtained the Eurocard&Mastercard license for both issuing and acquiring international EC&MC cards.

1999 - November
The Bank issued the first Visa card in Bosnia and Herzegovina,  started the credit card business in the country as a pioneer.

2000 - February
Bank`s capital was increased with a cash injection 15.000.000  DEM and became 25.000.000 DEM, one of the biggest of domestic banking sector.

2000 - February
As a result of the decision of Board of Directors, the profits of 1999 were added to Bank`s reserves and reinforced its stability and capital strength in the market.

2000 - May
The Bank became a member of the WESTERN UNION money transfer family and started to provide its customers the service of sending and receiving money in DEM, USD and BAM within a few minutes.

2000 - August
The Bank issued the first Mastercard in Bosnia and Herzegovina and strengthened its pioneer role in the domestic market.

2001 - October
Turkish Ziraat Bank Bosnia dd was involved in the first banks which fulfilled the requirements of the Deposit Insurance Agency guaranteeing deposits up to KM 5000 .

2001 - March
As a result of the decision of Board of Directors, the profits of 2000 were added to Bank`s reserves and reinforced its stability and capital strength in the market.

2002 - February

The Bank opened its third office in Sarajevo in Butmir Camp and expanded its scope of customers.

2002 - April
According to the independent auditors` report, the Bank became the first bank in Bosnia regarding the profitability per one employee for the year

2001.

2002 - July
As a result of the decision of Board of Directors, the profits of 2001 were added to Bank`s reserves and reinforced its stability and capital strength in the market.

2002 - November
The Bank has started issuing the Maestro debit cards in Bosnia and Herzegovina.

2003 - January
The Bank has started providing internet banking services to its customers enabling them to execute all kinds of banking transactions online.

2003 - June
As a result of the decision of Supervisory Board, the profits of 2002 were added to Bank`s reserves and reinforced its stability and capital strength in the market.

2004 - March
Tuzla Branch has been opened and the Bank expanded its scope of customers.

2004 - May
As a result of the decision of Supervisory Board, the profits of 2003 were added to Bank`s reserves and reinforced its stability and capital strength in the market. Additionally, Supervisory Board, has decided to increase the Bank's capital up to the amout of 50.000.000 KM. Currently, capital increase is in ongoing process.

2004 - June
Zenica Branch has been opened and the Bank expanded its scope of customers.

2004 - September
Call Center services have been started to be benefited by the Bank's card customers. Turkish Ziraat Bank Bosnia dd has become the very first bank to offer such service in Bosnia and Herzegovina.

2005 - March
Ilidža Branch has been opened and the Bank expanded its scope of customers.

2005 - July
Mostar Branch has been opened and the Bank expanded its scope of customers.

2005 - December
Bihać Branch has been opened and the Bank expanded its scope of customers.

2006 - June
First Chip Credit Card is issued.

2007 - December
Capital increased up to the amout of 60.000.000 KM