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Keeping
customer information secure is a top priority for all of us at Turkish
Ziraat Bank Bosnia ...
We are sending you this privacy notice to help you understand how
we handle the personal information about you that we collect and
under what circumstances we may disclose. This notice tells you
how you can limit our disclosing personal information about you.
The provisions of this notice will apply to former customers as
well as current customers unless stated otherwise.
Our Policies and Practices to Protect Your
Personal Information
We protect personal information we collect about you by maintaining
physical, electronic and procedural safeguards that meet or exceed
applicable law. Third parties who have access to personal information
must agree to follow appropriate standards of security and confidentiality.
We train people who work for us how to properly handle personal
information, and we restrict access to this information.
Categories of Personal Information We Collect
and May Disclose
The personal information we collect about you comes from the following
sources:
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Information we receive from you on applications or other forms,
such as your name, address and telephone number. |
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Information about your transactions with us, with our affiliates,
or with unaffiliated third parties, such as your account balances,
payment history and account activity. |
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Information we receive from a customer reporting agency, such as
your credit bureau reports and other information relating to your
creditworthiness. |
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Information we receive about you from other sources, such as your
employer and other third parties. |
We may disclose any of the above information to affiliates and nonaffiliated
third parties as described below.
Categories of Affiliates to Whom We May Disclose
Personal Information
Our affiliates are the family companies controlled by T.C. Ziraat
Bankasi. Affiliates to whom we may disclose personal information
about you are in several different businesses, including banking,
credit cards and consumer finance.
Categories of Nonaffiliated Third Parties
to Whom We May Disclose Personal Information
Nonaffiliated third parties are those not part of the family of
companies controlled by T.C. Ziraat Bankasi.
We may disclose personal information about
you to the following types of nonaffiliated third parties:
Financial service providers, such as companies engaged in banking,
credit cards, consumer finance, securities and insurance.
Non-financial companies, such as companies engaged in direct marketing
and the selling of consumer products and services.
THE TURKISH ZIRAAT BANK BOSNIA PRIVACY
PROMISE TO CONSUMERS. WHILE INFORMATION IS THE CORNERSTONE OF OUR
ABILITY TO PROVIDE SUPERIOR SERVICE, OUR MOST IMPORTANT ASSET IS
OUR CUSTOMERS' TRUST. KEEPING CUSTOMER INFORMATION SECURE, AND USING
IT ONLY AS OUR CUSTOMERS WANT US TO, IS A TOP PRIORITY FOR ALL OF
US AT TURKISH ZIRAAT BANK BOSNIA.
Here then, is our promise to our individual customers:
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We
will safeguard, according to strict standards of security and
confidentiality, any information our customers share with us. |
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We will
limit the collection and use of customer information to the
minimum we require to deliver superior service to our customers
about our products, services and other opportunities, and to
administer our business. |
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We will
not reveal customer information to any external organization
unless we have previously informed the customer in disclosures
or agreements, have been authorized by the customer, or are
required by law or our regulators to reveal such information. |
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We will
always maintain control over the confidentiality of our customer
information. We may, however, facilitate relevant offers from
reputable companies. These companies are not permitted to retain
any customer information unless the customer has specifically
expressed interest in their products or services. |
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We will
tell customers in plain language, initially and at least once
annually, how they may remove their names from marketing lists.
At any time, customers can contact us to remove their names
from such lists. |
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Whenever
we hire other organizations to provide support services, we
will require them to conform to our privacy standards and to
allow us to audit them for compliance. |
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For purposes
of credit reporting, verification and risk management, we will
exchange information about our customers with reputable reference
sources ad clearinghouse services. |
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We will
not use or share--internally or externally--personally identifiable
medical information for any purpose other than the underwriting
or administration of a customer's policy, claim or account,
or as disclosed to the customer when the information is collected,
or to which the customer consents. |
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We will
attempt to keep customer files complete, up-to-date and accurate. |
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We will
tell our customers how and where to conveniently access their
account information (except when we're prohibited to do so by
law) and how to notify us about errors which we will promptly
correct. |
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