Credit Line for MSE, artisan and Retail clients

Line of Credit for Small and Medium-Sized Enterprises, Artisans and Natural persons

Considering the success of implementation of the previous and still existing Line of Credit established in 2012 in the amount of EUR 100 million, the primary goal of which is to strengthen the economy of Bosnia and Herzegovina, to support sustainable return and to create new jobs, T.C. Ziraat Bankası A.Ş. has provided a second Line of Credit in the amount of EUR 50 million.

The goal of implementation of this Line of Credit is to support small and medium-sized enterprises (SME) in the entire territory of Bosnia and Herzegovina, by means of providing more favorable availability conditions for financial funds, which will result in expansion of business activities, maintenance and increase in employment and improved economic opportunities, as well as creation of a more favorable business climate in the entire BiH.

Funds from the Line of Credit will be granted with favorable interest rates for maximum repayment period of up to 10 years, with the possibility of principal payment deferred for up to 24 months.

Funds from this Line of Credit cannot be used to finance state institutions and enterprises, non-profit foundations, associations and organizations, nor financial institutions, including banks.

All interested business entities and natural persons may submit their applications at the nearest branch office of ZiraatBank BH d.d. Overview of the entire network of branch offices as well as contact information are available on our web site.